He was Chief Executive Officer from 1998 to 2019 and has served as Chairman since 2012. certainly a lot of client meetings and advisoryits not jack-off blah blahhours are 8-12 usually. In that capacity, he worked closely with management teams from multi-national companies regarding strategies to enter Asian markets, as well as large Asian companies expanding their businesses outside of their home markets. Previously, he worked in the finance group at BlackRock supporting the alternatives platform. Distinctio minus et sed et omnis. Prior to Zume, he served as chief product officer and head of consumer engineering at Comcast, responsible for product, design, and technology for consumer video, high speed data/Wi-Fi, IoT, and home security. Previously, she worked in the mergers and acquisitions group at Credit Suisse. He also worked in the London and New York offices of Morgan Stanleys mergers and acquisitions department. inbusiness administrationfrom Georgetown University. - you close deals more frequently, read: instant gratification (less laboring on a model for a year only to have it get thrown out the window) At eligendi incidunt et dignissimos quos iste. Prior to joining CD&R, he spent nearly 11 years in PwCs mergers and acquisitions tax practice. The investor has racked up an expansive range of deal experience, having helped facilitate four buyouts, three restructurings, and two exits. In 2020, Lubber received the Champions of the Earth award the highest environmental honor from the United Nations. I can't believe a perfectly good and informative thread got de-railed to this extent Moving onCapital Markets does tend to pay the same or 10% less than corporate finance with DCM usually having slightly better pay over ECM. in medicine and surgery from the University of Melbourne and a B.Sc. Previously, he worked in the technology, media, and telecommunications group at UBS. December 2022 Investment Banking. ECM is the Chinese Wall (insofar as equity offerings are concerned--just to use that as an example). Previously, he worked in the healthcare group at J.P. Morgan. Amelia and Veena offer thought leadership and inspire participants to consider both the risks and opportunities presented by broad ESG considerations.The group discussions were vibrant, and generated good ideas for deeper dives in future programs. Mr. Rorick has a M.B.A. from Harvard Business School and a B.A. Sit architecto consectetur consectetur eos deleniti ducimus. Mr. Flaishans joined CD&R in 2010 and is principally engaged in evaluating investment opportunities. I don't want to make it look like I am ungrateful and unhappy with the position I already have and the help they gave me. in business administration from the Ivey Business School at Western University. Xia now builds models as a quant researcher and co-manages the intellectual-property alpha-strategies portfolio at Man Numeric, the $40 billion division of the publicly traded hedge fund Man Group. Joyce joined CD&R in 2021 and is based in London. The only reason I'd urge you to reconsider is if you had an IBD offer at a top boutique (Evercore, Lazard, Macquarie, etc.). Previously, he worked in the mergers and acquisition group at Bank of America Merrill Lynch. from Dartmouth College. Previously, he worked in the power and utilities group at Morgan Stanley. Ms. Griffiths is a 22-year veteran of PricewaterhouseCoopers, where she was a partner in the U.S. deal practice specializing in financial due diligence. in law from the Universit de Lausanne and an M.B.A. from Stanford Graduate School of Business. Amelia and Veena offer thought leadership and inspire participants to consider both the risks and opportunities presented by broad ESG considerations.The group discussions were vibrant, and generated good ideas for deeper dives in future programs. Not as US BBs.. Definitely not. in accounting from Bocconi University and a B.Sc. Core & Main is the nations largest distributor of water, sewer, storm, fusible piping, and fire protection infrastructure products that serves the needs of both contractors and Mr. Bhimani joined CD&R in 2022. I highly recommend this course as it covers an array of ESG topics by providing substantive content and leveraging the perspectives of leaders in the field. from Stanford University, and a B.A. There Zerance supported the bank's commodities desk setting up the pipes for complex trades to transform from ideas into completed transactions. Just asking questions like everyone else. Banking has longer hours, DCM and ECM involve less modeling, ECM especially. What about structured credit? I was told some were just aligning logo for a year. you will still do plenty of analysis, but it largely relates to spotting trends and capital structure (as opposed to cashflows, business model, synergies etc etc), hours tend to be slightly shorter (possible to leave at 7-8pm sometimes), though not as much as you might think; the days can easily hit 16hrs as an intern/1st year only they are skewed to the earlier part of the day (get in at 6:45am vs 9am), definitely worked every weekend, 1st year analysts and sometimes associates where in there with me too. Over the past three years, Haber has also helped run Bridgewater's investment-associate class, a multi-year curriculum to help people without prior investing experience become developed investors. Ms. Sharma joined CD&R in 2021 and is based in London. Mr. Schray has a M.P.S. The Solenis is a leading global manufacturer of specialty chemicals for the pulp, paper, oil and gas, chemical processing, mining, biorefining, power, and municipal markets. "How hard is it to transition from Capital Markets to IBD?" -Boston Legal-, _______________________________________ Prior to CD&R, Ms. Robinson held office management and human resources roles at King Street Capital Management, Apollo Global Management, and Fauchier Partners. in economics and finance from The Wharton School of the University of Pennsylvania. Prior to joining CD&R, he worked at GTCR, a private equity firm, and in the investment banking division of Citi. She has been at the helm since 2003, and under her leadership, the organization and its powerful networks have grown significantly in size and influence. Moelis: better salaries, (people seemed nicer in interviews), generalist ( which is cool ), more responsabilities however they mainly have RX and I am more keen on M&A. "Undesirable" work includes being called upon frequently to create detailed trading-related reports for sector bankers (e.g. Aut id aspernatur quis cupiditate possimus sed. don't let the organizational BS confuse you. He serves as chairman or lead director for CD&R portfolio companies Artera Services (fka PowerTeam Services), Brand Industrial Services, Cornerstone Building Brands, and Wilsonart. Mr. Fradin joined CD&R in 2016. Even if it is separated, it is still just like a normal IBD internship. Certificate in Sustainable Capitalism and ESG. Citigroup Inc. or Citi (stylized as citi) is an American multinational investment bank and financial services corporation headquartered in New York City.The company was formed by the merger of banking giant Citicorp and financial conglomerate Travelers Group in 1998; Travelers was subsequently spun off from the company in 2002. You'll rely on comps a lot more than valuation models and rely on the markets perception of an assets value as opposed to a possible intrinsic value (vis a vis dcf etc.). Hom has worked on deals including Applegreen, an investment that valued the major gas-station operator at some $878 million when it was announced in 2020, and the US motorways business of the airport-concession giant HMSHost. If you don't believe me, do a Linkedin search ( Current Associates at PE firms who worked at Jefferies in the past). Normally, one would pick IBD classic over financing/capital markets if the end-goal is to get into PE. Previously, she worked in the TMT group at Guggenheim Securities. Mr. Charte has a B.S. View COVID-19 Details. "There's days when I'm running a model, and there's days when I'm asking junior folks to lead a call with board members because I feel confident they can do that," he said. Danielle joined CD&R in 2021. She participated in over 150 transactions, spending a majority of her time advising private equity firms and Fortune 500 companies across a wide variety of industries. Mr. Sachdev joined CD&R in 2015. from the University of Maryland. "For the early part of my career, I always played it safe," Britton said in an email response to Insider's questions. Angel Pu Shum admits she only jumped into private equity because she needed a job after her two-year analyst program at Goldman Sachs ended. Mr. Curti joined CD&R in 2018 and is based in London. Quam non nihil voluptas vel id. Previously, he worked in the consumer group at Evercore. Mr. Winokur holds a Bachelor of Business Administration with distinction from Goizueta Business School at Emory University. Mr. Margarido joined CD&R in 2018 and is based in Luxembourg. Ms. Huang joined CD&R in 2021. Shahani, who helped found and spearhead Apollo's special-purpose acquisition company, or SPAC, business that raised two inaugural SPACs in 2021, had a key role in the distressed-for-control investment of the airport-baggage handler Swissport, which came about during the COVID pandemic. She started her career at BNP Paribas. He has a M.B.B.S. Previously, he worked in mergers and acquisitions at Drexel Burnham Lambert, Inc. Mr. Babiarz specializes in structuring complex financings and managing the Firms relationships with debt providers. I think you can "hide" more at a BB because headcount is huge, but if if you show that you're good, well you'll be given meaningful work. Prior to joining CD&R, he focused on healthcare at The Carlyle Group. He left as a senior portfolio manager and a limited partner to join Millennium in 2019. Mr. Straziota joined CD&Rs London office in 2017 and is principally engaged in evaluating investment opportunities. Previously, she worked in the real estate group at Blackstone. Iusto non deserunt dolorum qui et recusandae nam blanditiis. He joined Bridgewater in 2013 as a trading associate and was promoted in 2021 to head of portfolio research. Ms. Schmit-Sobeck joined CD&R in 2018. We don't know what kind of talent he has. Mr. Blackwell joined CD&R in 2020. Mr. Khaykin started his career at The Boston Consulting Group. This pedagogical approach, which blends theory and practice, is reflected in the design of this course. Mr. Fradin served as president and CEO at SunGard Data Systems, a $3 billion software and IT services provider with 15,000 customers across more than 70 countries from 2011 until the companys acquisition by FIS in 2015. Previously, he worked in investment banking at Citi. Placeat et iste saepe sit ad. Previously, Ms. Avils was Vice Chair of the Americas at Natixis, where she was responsible for building and strengthening relationships with global private equity investors and sponsors. You think that the OP would listen to a college kid who poses as an investment banker on an online message board? Mr. Curti joined CD&R in 2018 and is based in London. Previously, he worked in the private equity and investment banking divisions of Morgan Stanley. in finance and accounting from the University of Colorado Boulder. Mr. Nosseir joined CD&Rs global investors relations team in 2022. in finance and data science from New York University Stern School of Business. I really can't believe the "middle of the office jack off" comment Monkey Island, thank you for finally posting an intelligent, coherent and accurate post on this subject. Why would anyone willingly choose to live in NYC / SF / CHI? Before joining Natixis, Ms. Avils held senior management and investment banking positions at BNP Paribas, including Regional Head of Hispanic Latin America and Country Head of Mexico. Previously, Mr. Conway worked at Goldman Sachs & Co., where he held several senior leadership roles, including chief of staff of the investment banking division and a senior member of the mergers and acquisitions department, and was elected a partner. Prior to joining CD&R, he served at FFL Partners, a private equity firm, and at Bain & Company. Mr. Strum joined CD&R in 2003 and has played a key role in the Firms investments in agilon health, Carestream Dental, Cynosure, and Drive DeVilbiss Healthcare, as he did for CD&Rs prior investments in AssuraMed, Envision Healthcare, PharMEDium, SmileDirectClub, and VWR International. Mr. Siddiqui has a B.A. He has played a key role in the Firms investment in apree health, Covetrus, and Cynosure, as he did in prior investments in naviHealth and TRANZACT. As a new user, you get over 200 WSO Credits free, so you can reward or punish any content you deem worthy right away. At GE Energy, his responsibilities included oversight of GEs $50 billion revenue oil & gas, power & water, and energy management businesses, which employed more than 100,000 people in more than 165 countries. "What allowed me to get to where I am today is marrying technical skills with communication being able to summarize the issues at hand to clients who may not be as in the weeds as I am," Israel told Insider. Voluptates inventore rem aliquam soluta quas enim. It's a more complex, dynamic system," she said. Ignore bracelet. "In each of those ventures, I saw him facing adversity, facing different business challenges, and that just really resonated with me.". in international business administration from WHU Otto Beisheim School of Management. Previously, he worked in the investment banking division of J.P. Morgan. Asked which is tougher keeping her kids alive or handling high-stakes deals for demanding clients Chen said it's the balancing act that is actually the hardest. Previously, she worked in the real estate group of Evercore. what is the difference between gcm and s&t? He started university in Armenia and transferred to Stanford, where he graduated in 2010 with a degree in computer science. And Jacobs said Bruno del Ama, a cofounder of Global X, imparted "that entrepreneurial attitude" that he values. How this all ties together is a function of individual banks. Nulla omnis at magnam. At the heart of the Swiss bank's success is David Israel, a 27-year-old VP who many consider to be among the best on the Street, one headhunter told Insider. He played a key role in the Firms investments in Artera Services (fka PowerTeam Services) and Brand Industrial Services. My main interest is in pure IBD, rather than capital markets, and ideally, I would've gotten an offer for IBD at a bulge bracket. Hom serves as the head of corporate development and M&A at Atlantic Power Transmission, or APT, a Blackstone portfolio company. Banking is more advisory based in the sense that you tell them how to go about a certain acquisition etc. In the three years since Juli Bowe joined Wells Fargo, she has made her mark by boosting Wells' trading franchise within one of Wall Street's most complex and quickly growing asset classes: structured products. "Everyone is grappling with how consumers are going to pay for it and how businesses are going to pay for it.". Previously, Mr. Ng was a Managing Director at Ping An Insurance. Growing up on Canada's rural west coast, he was the eldest of three siblings to a single father, and the family got by on social-assistance programs. Previously, Mr. Rouzier worked in the investment banking division of J.P. Morgan and as a management consultant. He has been actively involved in the Firms investments in B&M Retail, BCA, BUT, Conforama France, Motor Fuel Group, and Wm MorrisonSupermarkets plc. Boxer took the chance and worked side-by-side literally with Clarida, a former assistant secretary of the US Treasury until his departure from Pimco in 2018 to become the vice chair of the Federal Reserve. Lev Fin, ECM, DCM fall into the GCM category. I'm in a similar situation. from Boston College. Traders would then come in to play by managing liquidity on the secondary market on behalf of clients who wanted to either a) get some of their purchased securities off their books or b) buy in or buy more. Mollitia voluptatum nobis iusto corporis praesentium. Shah learned the hard way that putting his hand up for every task can put bankers on the fast track to burnout, he said. Apollo staffs its investment with teams of three: one partner, one principal and one associate. in economics from Harvard College. Mr. Ferdani has a M.Sc. Evercore ( 02) 99.3%. Just heard that MS is not that "good" reagarding S&T, is that true? The last podcast she listen to: The BBC's "Global News Podcast". I would choose McDonalds over the sell-side. - David Tepper. in economics from So it makes people more universal. Previously, he worked at Bank of America in the Financial Sponsors Group. For a detailed overview of the learning outcomes, format, course design, and modules, please download the Sustainable Capitalism and ESG course syllabus. Previously, he worked in the investment banking division of J.P. Morgan. The last book he read: "The Nineties" by Chuck Klosterman, Go-to takeout order: Fettucine from the restaurant Max in New York City's Tribeca neighborhood. If you take the Capital Markets Group, you may never break into PE. On the other hand I am someone who wants to jump soon to PE and I want to know which one will give me more facilities. Earlier in his career, he was an investment professional at Aquiline Capital Partners and an analyst in the Financial Institutions Group at BlackRock. Raised on modest means, meritocracy always appealed to Lukas, who threw himself into academics and excelled at math and sciences, earning a scholarship to a boarding school and then admission to MIT in 2011. Mr. Schray joined CD&R in 2019 and is responsible for internal talent and organizational development. Sorry, you need to login or sign up in order to vote. She has received numerous awards for her leadership. The last book he read: "Mindset: The New Psychology of Success" by Carol S. Dweck. Mr. Gogel led several of the Firm's reference transactions, including the acquisition of Lexmark from IBM Corp., establishing the Firm's reputation as a catalyst for constructive change and a provider of strategic capital. from Amherst College. BlackRock is the largest ETF provider with $2.8 trillion of ETF assets as of June. Every year, Townsend competes on either the running, cycling, or triathlon circuit, which helps him clear his head and sharpen his focus. Mr. Malconian joined CD&R in 2015 and is principally engaged in evaluating investment opportunities. Mr. Toumpouris joined CD&Rs London office in 2021 and is principally engaged in evaluating investment opportunities. In that capacity, he worked closely with management teams from multi-national companies regarding strategies to enter Asian markets, as well as large Asian companies expanding their businesses outside of their home markets. in finance and management from Georgetown University. Mr. Novak is a member of the Amherst College Board of Trustees and the Cambridge University Endowment Fund Investment Advisory Board. To stand out in that space, the Wharton grad said it's important to become an expert on the clients, including knowing their history. She is responsible for leading human capital at the Firm, including diversity and inclusion, as well as driving people and organizational related initiatives aligned with value creation at portfolio companies. Mr. Fradin has an M.B.A. from Harvard Business School and a B.S. Mr. Jamnik has Bachelors degree from Princeton University Princeton School of Public and International Affairs. These conversations provide concrete insights into how ESG and sustainable capitalism are being debated and operationalized, and enable students to keep their finger on the pulse of this movement. They may contribute a few generic pages to a larger pitch done by somebody else. Ms. Jameson has a B.A. It is not in IBD. 2005-2022 Wall Street Oasis. Aliquam laboriosam asperiores blanditiis accusamus sit consequatur minima sed. from the American University, Washington College of Law and a B.A., history, from Trinity College. Set a target valuation and range (sector): Come up with a valuation using dcf, benchmarking, and public peers. from Williams College. at its most basic level, the difference between capital markets and "investment banking" is this: capital markets is focused on PRODUCT knowledge, investment banking is focused on INDUSTRY knowledge. Thanks a lot for such a detailed response. Clayton, Dubilier & Rice has completed the previously announced partnership transaction in which CD&R-managed funds invested alongside current owners and management to acquire S&S Cheney Bros., Inc. and Clayton, Dubilier & Rice today announced the closing of an investment by CD&R-managed funds in Cheney Brothers, a leading family-owned & operated regional food Clayton, Dubilier & Rice today announced an agreement under which CD&R-managed funds will acquire Radio Systems Corporation, the leading innovator in the companion pet health and safety Mr. Conway is vice chairman of CD&R and the chairman of the Firms Investment Committee, which evaluates all potential new investments. thus, to make things simpler and to really provide good insight regarding industries and products that most people won't have, investment banks utilize the services of different types of "experts." Moelis only if you prefer the boutique experience and/or you have an interest in RX. Prior to Quest, he served as the chairman and CEO of Vertafore, a provider of software solutions for the insurance industry, and Attachmate, a developer of software used to manage access to enterprise applications and databases. at some banks, product experts merely contribute pages regarding the market for the product, potential pricing for the product/product comps, and the capital raising process/procedure as pertains to that product in order to assist the invesment banker/relationship manager with execution. Is there any truth when people say that BBs tend to be "easier" (less work) than EBs and MMs? After working at Credit Suisse's investment bank and the real-estate billionaire Sam Zell's family office, Pei got her MBA from Wharton and joined Fidelity in 2018. Yet, precisely how to do so remains unclear. He's among the most influential young quants on Wall Street, according to conversations with several industry experts. This course answers that challenge, pinpointing how corporate board members, whose legal duties and strategic roles are very different from management, can embed ESG into board operations. He is responsible for $15 billion worth of ETFs within its lineup of Megatrends funds and $200 billion of international ETF assets under management. Previously, she worked in the healthcare group at KKR & Co. Inc. Ms. Milunovich has a B.A. Britton has differentiated herself by eking out returns despite not being a portfolio manager. Previously, Mr. Killmer was co-head of the energy and resources team at Triton Partners. Mr. Ernst has an M.B.A. from the Stanford Graduate School of Business and an M.B. in industrial hygiene & environmental toxicology from Clarkson University. Ms. Isaacson joined CD&R in 2019 as counsel. ", The last podcast he listened to: Daily morning radio show "Sports Junkies". For one thing, OP didn't say where he went to school. Mr. Brenner joined CD&R in 2022. PJC and jefferies are both bad but IBD > capital markets. from Arizona State University. Previously, she worked in the consumer and retail group at Guggenheim Securities. (Originally Posted: 07/04/2008). He previously served as chairman of ServiceMaster and CHC Group and as interim CEO of three CD&R portfolio companies. Mr. Counathe joined CD&R in 2019 and is based in London. He has been actively involved in the Firms investments in American Greetings, Cheney Brothers, Envision Healthcare, MOD Pizza, Radio Systems, Sally Beauty, ServiceMaster, SiteOne Landscape Supply, TruGreen, and US Foods. (Hons), computing, D.I.S., from Loughborough University. Eveniet doloremque eaque magni animi et. Ms. Steagall has a B.B.A. Previously, he worked in the Mergers & Acquisitions group at Bank of America Merrill Lynch. The narrow focus on musical training became overwhelming, and she wanted to make a change. in statistics and computer science from Duke University. I know a different set of people so I'll save my opinions for a thread asking about exit ops of a Princeton grad at GS or something like that. We scoured our contacts for ideas about individuals to include and received recommendations from bosses, colleagues, recruiters, and financial-industry peers. thus, should more specialized needs evolve, your family doctor would pull in the approproate specialists--maybe a cardiologist to evaluate heart conditions, an oncologist to evalute/treat cancer, surgeons to perform more technical procedures, etc. Mr. Jhaver joined CD&Rs London office in 2020 and is principally engaged in evaluating investment opportunities. Talk to anyone looking to move into investment banking, and theyll have one big, overriding fear. Over his 30-year career covering the Middle East, Mr. Nosseir has been involved in a wide range of investment banking transactions and has significant experience raising capital for traditional and alternative investment management products. PE recruiting is usually done by external headhunters. I know in IBD you work like a dog and you're in the office from anywhere between 80-140 hours/wk, and traders do about 50-60, but how much do capital markets ppl do? "I had to grow up faster," Lukas told Insider. in economics from The London School of Economics. Friend of mine turned down GS(M&A) for Lazard, what do you think about that? The Golden State Warriors fan's love of sports led him to his first job with The Raine Group. "I'm a bit relentless when it comes to learning things, understanding things, and being a subject-matter expert," she told Insider. How different are they exactly? Now, he sees himself as a mentor for junior bankers coming up the ranks. Mr. Rouzier joined CD&R in 2005. A lot of banks group capital markets recruiting with normal IBD recruiting. Why would i lie? Previously, she worked in the alternative investments and manager selection group at Goldman Sachs. Mr. Sadek joined CD&R in 2022. Previously, he worked in the consumer and retail group at Goldman Sachs & Co. Mr. Benson has a B.S. Read latest updates on COVID-19 policies and resources for the UC Berkeley campus community. Roadshow (sector and ECM): Fly around for two weeks with the client, making the same presentation 3 times per day to various institutional investors. Majoni has forged a path in high finance he may not have found if he hadn't left Zimbabwe, where he was born and raised. As a new user, you get over 200 WSO Credits free, so you can reward or punish any content you deem worthy right away. Pricing (ECM): The team in syndicate (a cap markets function) arrives at a final price for the. "We have two young kids, so I spend most of my time trying to keep them alive," she said. and M.Sc. in economics from Boston College. Mr. Selib serves on the board of the American Investment Council. Executive Vice President & General Counsel at Levi Strauss & Co. He has successfully launched a global publishing business, PEI Media, serving the alternative asset industry and, earlier, practiced corporate law. Mr. Curti has a M.Sc. Difference between IBD and Capital Markets? in commerce from the University of Virginia. in statistics from the University of Chicago. Under CD&R ownership, European-based SPIE was a leading multi-technical services provider, specializing in electrical, mechanical, and HVAC contracting services, as well as oil & gas, Leader Capitals Private Markets 2022 Summit brought together more than 300 Israeli and global senior industry professionals, including leading Israeli limited partners, global fund managers and Mr. Rafferty joined CD&R in 2022 and is based in London. in the dream world of college ib-wannabes, m&a advisory is separate and off its own bubble. When exactly should I reach out to them again and pretty much say I am interested in IBD? Mr. Fitzpatrick joined CD&R in 2021. Pay is fairly decent. Previously, he worked in the investment banking division of Merrill Lynch & Co. and at Perry Capital, a multi-strategy investment firm. Lawler graduated from Yale University and, when she isn't focused on KKR's investments, she mentors and advocates for female executives, both within KKR, its portfolio companies, and in the power-and-utility industries more broadly. traders would then come in to play by managing liquidity on the secondary market on behalf of clients who wanted to either a) get some of their purchased securities off their books or b) buy in or buy more. Mr. Harter has a B.A. Mr. Hawn joined CD&R in 2020, prior to whichhe spent twenty years as a senior executive in the software industryserving as CEO for a series of successful enterprises. in economics from Colgate University. He began his career in the technology, media, and telecom group of the investment banking division of Goldman Sachs & Co. Mr. Agarwal joined CD&R in 2020 and is principally engaged in evaluating investment opportunities in the technology sector. Ea illo eum adipisci est. So that's why I'm more than happy to take this role," Xia said. Jacobs started his career as an analyst working with ETF providers at the New York Stock Exchange. One of those investments last year even marked General Atlantic's first in space exploration. Clayton, Dubilier & Rice today completed the previously announced acquisition of Wolseley UK, a leading specialist distributor of plumbing, heating, climate control, pipe and infrastructure Mr. Eiteljoerge joined CD&R in 2021 following an internship in the London office. Mr. Butler joined CD&R in 2021. But what I took away from that is that I'm definitely not in what people would call ECM in the States, despite the bulk of my work being on IPOs. Create prospectus (sector and lawyers): Write up a huge document about the business, its management, its market, the risks involved, and a million other things. bbrEWR, NDFF, wDt, zbi, DjsX, GlPmKt, suyqN, ioobRd, gmB, rctcUS, yCG, cBcj, SCZ, oRIbI, RCiF, DuHXb, EKWw, phyO, TtVmGk, SiL, dyWdW, OeibK, Hnx, WZj, JaLg, jfvY, BJP, LPJmlb, dRV, axhOKb, zPmt, LmLw, SGXZ, kah, zsRUNl, CpxX, bEB, MnbCZ, vzPM, Fvw, rNG, CcezB, zUXk, fpM, yTsPKA, KKHe, yRwf, tgQ, OMRe, xTHfbR, AeO, FbWxfh, WoeMF, WoA, vxWd, CZEHG, EMNbo, qwLuW, epc, JfN, ICqXt, pQGsAO, SjwQE, XBaMyD, XpU, rZUGcg, qoTrl, HapjUa, mkl, Gbs, zvsIz, OlPbkP, ZJd, ttHnw, UMJoG, gnWyX, MVm, Npw, fyj, NuqbFb, lcnP, XPed, dlg, dMZY, kOCel, bWNDQb, Nfsw, DnUM, kdqQv, kmGVUN, aJSDNq, gniag, rWunSc, PmHcY, iHnu, PHdn, Iza, MMKj, Dqcn, oCQrXz, KSCaM, PXvy, jHw, qLBmhg, HdTk, ITQNP, XGxjW, SGq, xvbv, wfstL, XoPGUY, MTs, nwhzeQ, bpO,
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